Tristan Woods, Mortgage Broker, Sunshine Coast BC

Integrity Mortgage BC  ·  Sunshine Coast

Real advice.
Real relationships.
A better way.

Nearly 20 years helping BC families navigate mortgages — not just a loan that fits in a box, but a strategy built around your life and your goals.

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Integrity Mortgage BC — A Better Way Mortgage Group — Powered by Dominion Lending Centres
20yrs
Industry Experience
50+
Lending Partners
Sechelt,
BC
Locally Rooted on the Sunshine Coast
Tristan Woods — Mortgage Broker on the Sunshine Coast

About Tristan

A mortgage broker
who actually knows you.

I believe a mortgage should be part of a bigger plan for your financial success — not just a transaction. Whether you're buying your first home, refinancing, or planning for what's next, I take the time to understand your goals, your family, and what matters most.

With access to Canada's leading lenders — from major banks to credit unions and alternative options — we find the right solution for your unique needs. I'm here to be a long-term partner you can trust.

Tristan Woods

Submortgage Broker  ·  Originator Licence #MB609402

How I Can Help

Everything you need
to move forward.

Book a Call

Schedule a free 30-minute conversation. No pressure, no jargon — just honest advice tailored to where you're at and where you want to go.

Schedule now

Apply Online

Start your secure online application in minutes. Fast, easy, and built around your schedule — get pre-approved from anywhere.

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Mortgage App

Download my mortgage app for calculators, rate tools, pre-qualification and more — everything you need right from your phone, anytime.

Get the app

Ready to Start?

Let's build your
mortgage strategy.

Whether you're a first-time buyer, renewing, or refinancing — I'll help you navigate every step with clarity and confidence.

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Tristan Woods walking the Sunshine Coast beach

Client Stories

Real people.
Real results.

★★★★★ Google Review

"My husband and I have known Tristan for a long time. Total family man, professional that knows the mortgage side and way more. Super grateful and we really appreciate him for all he has done for us. Thanks Tristan!"

— Hiromi Troy

★★★★★ Google Review · Local Guide

"Tristan has been excellent to work with over the years. When it comes to responsiveness, access to great lending options, and follow up service, he is on the ball like no other. We love sending him to our friends, family and our clients."

— Sam Troy · Local Guide

★★★★★ Google Review · Local Guide

"We certainly weren't the easiest clients to work with — we'd just moved back to Canada after 18 years in the UK. Tristan took us through all the options and worked diligently to find a solution that worked for us."

— Paul Brooksbank · Local Guide

See all reviews on Google ↗

Common Questions

Everything you wanted to know
about getting a mortgage.

A mortgage broker works for you — not the bank. I have access to over 50 lenders including major banks, credit unions, and alternative lenders, which means I can shop your mortgage across the entire market and find the best rate and terms for your specific situation. Banks can only offer their own products. My service is typically free to you, as lenders pay the broker fee.
B lenders (also called alternative lenders) are federally regulated financial institutions that offer mortgage solutions for clients who don't qualify at a traditional "A" bank — often due to self-employment, bruised credit, or non-traditional income. They typically charge slightly higher rates in exchange for flexibility. Many clients use a B lender as a bridge to improve their situation before moving back to an A lender at renewal. I work with all major B lenders in Canada and can tell you in a quick call whether this is the right path for you.
A private mortgage is funded by a private investor or company rather than a bank or institutional lender. They're typically short-term (6–12 months) and carry higher rates, but they can be a lifeline when time is critical — such as preventing foreclosure, bridging a property purchase, or when no institutional lender will approve you. Private mortgages should be used strategically with a clear exit plan, which is something I help every client map out before proceeding.
A reverse mortgage (like the CHIP Reverse Mortgage from HomeEquity Bank) allows Canadian homeowners aged 55+ to access up to 55% of their home's equity as tax-free cash — with no monthly mortgage payments required. The loan is repaid when you sell the home or move out. It can be a powerful tool for retirement income, covering healthcare costs, or helping family members. I'll walk you through whether it's the right fit and what the long-term implications are for your estate.
Absolutely. Self-employed Canadians have more mortgage options than ever. Depending on how long you've been self-employed and how your income is structured, we may use your declared income, bank statements, or stated income programs through alternative lenders. The key is knowing which lender and program fits your situation — and that's exactly what I specialize in.
At least 4–6 months before your renewal date. Most people simply sign the renewal offer their bank sends — which is almost never their best rate. Starting early gives us time to shop the full market, negotiate on your behalf, and potentially switch lenders without penalty if a better deal exists elsewhere. I'll contact you proactively well before your renewal so you're never caught off guard.
Yes — I work with clients across all of British Columbia, including Gibsons, Roberts Creek, North Vancouver, Kelowna, Fernie, and beyond. Most of the mortgage process can be handled remotely by phone, email, and video call, so location is rarely a barrier. If you're in BC, I can help.
It typically starts with a free consultation where I learn about your goals and financial situation. From there I'll gather documents, run your application through my lender network, and present you with your best options. Once you choose a product, I handle all the paperwork and coordinate with your realtor and lawyer right through to closing. Most pre-approvals can be completed within 24–48 hours.

Request a Callback

Let's talk when
it suits you.

Fill in the form and I'll reach out at a time that works for you. No obligation — just a real conversation about your mortgage goals.

(250) 531-0331 [email protected] Book directly on my calendar

Get in Touch

Have questions?
I'd love to hear from you.

Reach out directly or book a call at a time that works for you.

Book a Call Email Tristan
Phone(250) 531-0331
Email[email protected]
Location6407 Tower Rd, Sechelt, BC V7Z 0T7